As interest rates in traditional finance continue to rise, crypto is scraping the barrel in search of competitive, low-risk yields. Enter Coinbase, the largest centralized crypto exchange in the United States. Coinbase users holding the dollar-pegged stablecoin USDC will start earning interest automatically with the option to opt-OUT of the program. Meanwhile, in the world of decentralized finance, Liquity has resurrected protocol-owned liquidity, a concept that got a lot of hype during the so-called DeFi 2.0 trend last year, but ended up fizzling out. For now, though, it seems to be working. At least for Liquity.